Sanchita karmma is the accumulated mass of the unexhausted karma of the past which needs to be worked out still. Past karma is the cause of the character of the succeeding births which is called sangskara or vasana.
Prarabdha is the second form of karma which is ripe and which has worked out and bears fruit in the present birth. The third is the karma which man continually makes by his present and future course of actions. It is known as vartamana and agami. The embodied soul naturally makes present karma and experiences the past.
Karma is invisible. It is the product of prohibited actions capable of giving bodies which is either good or bad. This is known as impurity of action. It is believed that good action, when done with aim for reward then liberation can never be attained. Liberation is the labour of Shiva-Shakti that is gained by Brahma jnana.
In Tantra, the sadhana and Acara that is meant for an individual depends upon his karma. Sanchita Karma moulds man's inclination, character and temperament. As far as prarabdha karma is concerned it cannot be avoided. Tantra recognizes the strength of karma and moulds its method to the temper produced. The needs vary; methods would lead each of them to a goal. Thus, forms of worship which are permissible to the vira are forbidden to the pashu. However the sadhaka needs to be determined by the guru.
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